Legal

Risk & data disclaimer

FX Journal Pro is a tool for reviewing trades you have already made. Please read this before you connect a trading account.

Effective 1 November 2026

The short version

  • FX Journal Pro is not a trading platform and not financial advice. No signals, no recommendations, no promise of profit.
  • ANNMAR LIMITED is not a financial institution, broker, investment firm or adviser and is not authorised by the FCA.
  • We only use read-only (investor) access. We cannot open, close or modify trades and cannot move money.
  • Data is encrypted in transit and at rest and deleted when you remove it. No system is completely secure; by connecting an account you accept the residual risks below.

1. Who we are

FX Journal Pro (“the app”, on iPhone, iPad, Android, Mac and the web) is an original product designed, developed and operated by ANNMAR LIMITED, trading as AnnMar Studio, a private limited company registered in England and Wales (company no. 16014219, info@annmarlimited.co.uk). The name, design, source code, servers, market-data feed and related domains are our own work and property, or licensed to us.

2. Not financial advice, no signals, no regulated services

  • ANNMAR LIMITED is not authorised or regulated by the Financial Conduct Authority or any other financial regulator and does not carry on any regulated activity.
  • We do not provide investment advice, personal recommendations, trading signals, copy trading, account or portfolio management, brokerage, custody or any other financial service.
  • Everything the app shows — statistics, charts, AI-written trade reviews, morning briefings, key levels, scores and grades — is general information for record-keeping and educational purposes. It describes the past or summarises public market information and is not a recommendation to buy, sell or hold anything.
  • Any decision to trade is yours alone. If you need advice, speak to an independent, appropriately authorised financial adviser.

3. Trading risk warning

Trading foreign exchange, CFDs, indices, metals, commodities, cryptocurrencies and other leveraged products carries a high level of risk and may not be suitable for everyone. Leverage can work against you as well as for you, and you can lose more than your initial deposit. Past performance, including results shown in your journal or on share cards, is not a reliable indicator of future results. Only trade with money you can afford to lose.

4. What the app does with your trading account

4.1 Read-only access only

  • MetaTrader 5: account number, server and investor password. Investor access can view history and balances but cannot place, modify or close orders or move funds. Never enter your master (trading) password.
  • MetaTrader 4 (iPhone app): account number, server and investor password, processed through our connectivity provider (see the Privacy policy).
  • TradeLocker: e-mail, password and server, stored encrypted only on your phone and used solely to request your history. The app never sends an order instruction.

The app contains no function to open, close or modify trades, change account settings or deposit, withdraw or transfer money, and we will never ask you to do so.

4.2 What we download

Only historical and account information: positions (symbol, direction, volume, prices, times, profit or loss, commission, swap), balance, equity, currency and balance operations such as deposits, withdrawals, bonuses and transfers. We do not access identity documents, payment cards or bank details.

4.3 Encryption and storage

  • Every connection between the apps, our servers, your broker and our providers uses HTTPS/TLS.
  • MT5 investor passwords are stored encrypted on our own sync server so the journal can be updated each night. They are never shown in the app, never shared and never sold.
  • If you sign in, your journal is stored in your FX Journal account on our servers (encrypted at rest) so it appears on all your devices. If you do not sign in, it stays on your phone.
  • Access to our servers is restricted, protected by secret keys and limited to what is needed to run the service.

4.4 Nothing is kept for ever

  • Broker credentials and downloaded history are kept only while the broker account is connected; removing it deletes them from our sync server.
  • Deleting your FX Journal account deletes everything in it (see Delete account).
  • Market data and AI requests are processed to produce the result you asked for; market data may be cached briefly.

4.5 MT5 Bridge EA and Magic Keys

The free FXJournalPro Bridge EA for MetaTrader 5 desktop sends only closed trades, balance operations and balance to your journal, linked to your personal code. It never sends passwords and never trades. Magic Keys — an on-screen panel and optional keypad that will place orders on your own terminal only when you press a key — is in development. When it launches, you will be solely responsible for every order it places; test it on a demo account first.

5. Security risk assessment

We have assessed the main risks of connecting a trading account and the measures we take, so you can make an informed decision.

RiskPossible impactOur measuresResidual risk
Someone uses our service to trade on your accountUnwanted trades or lossesOnly investor (read-only) access is accepted for MetaTrader; the app has no order functionality.Very low, provided you never enter your master password
Interception of data in transitExposure of login details or historyHTTPS/TLS on every connection; strict security headers on our websites.Low
Unauthorised access to our serversExposure of investor passwords, journal and historyEncryption at rest, hashed session tokens, secret keys, restricted access, rate limits, minimal data, deletion on request.Low, but cannot be fully excluded
Someone signs in to your FX Journal accountThey can read your journalSign-in only through Apple, Google or a one-time e-mail code; codes expire after 10 minutes; repeated wrong codes are blocked.Low if your Apple, Google or e-mail account is protected
Incident at a third-party provider (broker, MetaQuotes, TradeLocker, cloud host, connectivity or AI provider)Interruption or exposure of data that provider holdsReputable providers, data minimisation, contractual safeguards where available.Outside our direct control
Lost or stolen phone or computerSomeone views your journalDevice encryption; optional Face ID or fingerprint lock; sign out of the web app on shared computers.Low if your device has a passcode
Incorrect, delayed or incomplete dataWrong statistics or balancesEvery balance shows when it was last updated; you can refresh or re-import.Possible; always check against your broker
Relying on AI reviews or briefings to tradeTrading lossesClear labels that content is AI-generated, not advice or signals; reviews only look back.Your responsibility

What you can do: use only your investor password, keep your devices locked, protect the account you sign in with, change your investor password in MetaTrader if you suspect misuse (this immediately invalidates the stored one) and remove broker accounts you no longer want synced.

6. Limitation of liability

By connecting an account and sharing read-only access with us, you acknowledge and accept that:

  • We apply appropriate technical and organisational security measures, but no method of transmission or storage is 100% secure and we cannot guarantee absolute security.
  • To the fullest extent permitted by law, ANNMAR LIMITED, its director and staff are not liable for loss or damage arising from unauthorised access to, or attacks on, our systems or those of a third party despite our reasonable security measures; the acts or omissions of your broker, platform provider or any other third party; your disclosure of credentials other than read-only credentials; or any trading decision you make.
  • The app and all information in it are provided “as is” and “as available”. We do not warrant that data will be accurate, complete, timely or uninterrupted. Always check figures against your broker's official statements.
  • To the fullest extent permitted by law, we are not liable for trading losses, loss of profit, loss of opportunity or any indirect or consequential loss.

Nothing in this disclaimer excludes or limits liability that cannot be excluded or limited under the laws of England and Wales, including for death or personal injury caused by negligence or for fraud, or your statutory rights as a consumer and as a data subject under UK GDPR. If we become aware of a personal-data breach affecting you, we will act in line with our legal obligations, including telling you and the Information Commissioner's Office where required.

7. Your acceptance

By downloading the app, connecting an account or continuing to use the app, you confirm that you have read and understood this disclaimer, the Privacy policy and the Terms of use, that you are at least 18 years old and that you are authorised to give read-only access to the accounts you connect.

8. Changes

We may update this document as the app evolves. The date at the top shows the latest version; material changes are highlighted in the app or on this page.

9. Contact

ANNMAR LIMITED (trading as AnnMar Studio) · company no. 16014219 · contact: Pawel Nowak, Director · info@annmarlimited.co.uk · +44 7908 227870

Download the earlier version of this document (PDF, October 2026)