IBO Partner Terms

By applying to the program you agree to these terms, the Terms of use and the Privacy policy. How the program works, with examples, is explained on IBO Partner.

1. Who we are

ANNMAR LIMITED, registered in England and Wales, company no. 16014219, registered office 111 Bedford Way, Scunthorpe, England, DN15 8GF. Contact: info@annmarlimited.co.uk.

2. Joining

• You must be at least 18, have an FX Journal account with an active, paid Pro subscription, and apply in the web app (Account & settings › IBO Partner).
• We review every application and may accept or refuse it at our discretion. You become a partner when we approve you by e-mail.
• You choose your code once (A–Z and 0–9, 4 to 16 characters). We may refuse a code, or change it later, for example if it uses someone else's brand or is offensive or misleading. Your link is fxjournalpro.uk/r/<your code>.
• You join as an independent business partner. Nothing in these terms makes you our employee, agent or representative; you may not make promises or sign anything on our behalf.

3. Discount for your customers

Customers who buy Pro on the website (app.fxjournalpro.uk) with your code get 15% off every payment for as long as their subscription continues. A code discount replaces the free trial: they pay from the first day.

4. Commission

• You earn 10% of every payment made by a customer attributed to you (“a referred customer”) — the amount actually paid after the discount and excluding VAT and other sales taxes, in the currency of the payment — monthly and yearly, for as long as the customer keeps paying.
• Attribution. A customer is attributed to the code used at checkout, or, if none, to the referral link they opened first (remembered for 60 days). Once a customer has paid on the website, their partner is fixed and never changes. Only purchases on the website count: purchases through the App Store, Google Play or any other channel never earn commission.
• One level only. You earn only from your own referred customers, never from customers referred by them, even if they become partners. Your own discount does not change when you become a partner.
• Self-referral — buying through your own link, for your own account, a second account or an e-mail address you control — earns nothing and is a breach of these terms.
• Commission is calculated by our systems from the payment records of our payment providers (RevenueCat and Stripe). Our records are final unless you show us an error; please write to us within 60 days of a payout if you think something is missing.

5. Holds, refunds and payouts

• Every commission line is pending until it unlocks: on a monthly plan, when the customer has made 3 successful payments, with payments 1 to 3 unlocking together 30 days after payment 3 and every later payment 30 days after it was made; on a yearly plan, 30 days after the payment.
• If a payment is refunded or charged back before its line is paid out, the line is cancelled. If it is refunded or charged back after we paid you, the amount is deducted from your next payouts as a negative line.
• Payout day is the 15th of every month. Everything unlocked by then is paid by bank transfer if it totals at least £25 (or the same amount in the payment currency); below that it rolls over to the next month. You do not need to request a payout.
• To be paid you must give us correct bank details (account holder with a UK sort code and account number, or an IBAN and BIC) in your IBO Partner page. We are not responsible for payments delayed or lost because the details you gave were wrong. Bank charges of your own bank are yours.
• Payouts are made in the currency of the payments where we can, otherwise converted at our bank's rate on the day of payment.

6. How you may promote FX Journal Pro

• Disclose it. Every time you share your link or talk about FX Journal Pro to earn commission, say clearly that it is your partner (affiliate) link and that you earn from it — for example “#ad” or “I earn commission if you buy through my link”, following the ASA and CAP rules and the rules of each platform.
• Always share your website link, and tell people to buy on the website and then sign in in the app.
• Describe the app truthfully: a trading journal and analytics tool that records trades already made. Use our promo kit or your own honest words and screenshots of your own real journal.
• Do not: promise or suggest profit, income, returns or “guaranteed” results; call the app “signals”, “investment advice”, “copy trading”, a bot or a money-making system; show fake, edited or someone else's results or screenshots; send spam (unsolicited e-mails, messages or comments, or mass messages in groups without the owner's permission); bid on, buy or use “FX Journal Pro”, “FXJournalPro”, “fxjournalpro.uk” or similar words in paid search or social ads, or in domain names or app names; pretend to be us or our support; offer cash back or other incentives from your commission; target people under 18; or promote the app next to illegal, hateful or adult content.
• Trading carries a high risk of losing money. Do not remove the risk warnings from our materials, and do not encourage anyone to trade.

7. Our brand

We give you a limited, non-exclusive, revocable right to use the FX Journal Pro name, logo, screenshots and the promo kit only to promote the app under these terms. Do not change them in a misleading way. The right ends when you leave the program.

8. Changes to the program

We may change the commission rate, the discount, the hold periods, the minimum payout or other parts of these terms with 30 days' notice by e-mail and on this page. Changes do not affect commission already unlocked. If you do not agree, you may leave before the change takes effect. We may make changes needed by law, or by our payment providers, sooner and will tell you as soon as we can.

9. Blocking and ending

• You may leave the program at any time by writing to us. Commission already unlocked is paid on the next payout day where it reaches £25, otherwise within 90 days.
• We may block your partner account (your link stops earning) or end your participation if you break these terms, damage our reputation, or if we close the program (with 30 days' notice). Commission earned honestly before then stays yours and is paid under section 5.
• Fraud. If we reasonably believe you used fraud — for example self-referral, fake or stolen accounts or cards, cookie stuffing, misleading promotion or manipulated purchases — all unpaid commission is cancelled, and we may ask you to repay commission that was paid as a result of the fraud.

10. Taxes

You are self-employed (or act through your own business) for this income and are responsible for registering, declaring and paying your own income tax, National Insurance, VAT or other taxes on it, wherever you live. Commission is paid without deducting tax. If you are VAT-registered and need to invoice us, tell us before the payout.

11. Your data

We process your application details, referral and commission records, payout records and bank details to run the program and pay you. Bank details are encrypted and only used to pay you. Details and retention periods are in the Privacy policy. You will see only anonymous customer labels (for example “Customer #12 · Monthly”); you must not try to identify our customers through the program.

12. Liability

We provide the program “as is”. We do not guarantee any level of commission, or that the website, links or tracking will always work. To the fullest extent permitted by law our total liability to you under these terms is limited to the commission due to you and unpaid. You are responsible for your promotion and agree to compensate us for claims, fines or losses caused by your breach of these terms or of the law. Nothing limits liability that cannot be limited by law, including for fraud.

13. General

These terms are the whole agreement about the program. You may not transfer them. If a part is invalid, the rest stays in force. Not enforcing a term straight away does not mean we give it up.

14. Governing law

These terms are governed by the laws of England and Wales, and the courts of England and Wales have exclusive jurisdiction.

15. Contact

ANNMAR LIMITED · company no. 16014219 (trading as AnnMar Studio) · 111 Bedford Way, Scunthorpe, England, DN15 8GF · info@annmarlimited.co.uk